Ransomware

Ransomware is a type of malicious software that encrypts your files, making them inaccessible until you pay a ransom. It often spreads through phishing emails, malicious websites, or infected software. Once it infects a system, it can lock you out of your own data, including documents, photos, and business records.

Why it matters is that ransomware can cause serious disruption. Small businesses may lose access to critical files, and paying the ransom doesn't guarantee recovery. In some cases, attackers may steal data before encrypting it, adding another layer of risk.

An everyday example is a business receiving an email that looks like a delivery notice. The email contains a link that, when clicked, installs ransomware on the computer. The files are then locked, and a message appears demanding payment in cryptocurrency.

What to do is to back up your data regularly, keep software updated, and avoid opening suspicious emails or links. If infected, do not pay the ransom. Instead, contact your IT team or a cybersecurity expert to help recover your data.